THE BLOCKCHAIN NEVER FORGETS—BUT CAN AI UNDERSTAND WHAT IT SEES? Before looking at how AI can enhance blockchain analysis, it helps to understand what blockchain actually is. Blockchain is a digital record-keeping technology that stores transactions in a shared and... Technology
BANK MONEY LAUNDERING CASES: MAJOR AML FAILURES, FINES AND LESSONS What the cases of TD Bank, HSBC, Danske Bank, ING, ABN AMRO and others teach us about suspicious activity reporting, transaction monitoring and financial crime compliance. Banks occupy a critical posi... Compliance
LOCAL BITCOIN PAYMENTS AND STABLECOIN REMITTANCES IN CURAÇAO: THE ROAD AHEAD In a world racing toward digital finance, Curaçao is still finding its footing. If you’ve ever tried to pay with Bitcoin in Curaçao, you know it’s not exactly a smooth ride. Yes, there are a few place... Finance
BEYOND THE CARIBBEAN GUILDER: MORE THAN JUST A NAME CHANGE The upcoming introduction of the Caribbean guilder in Curaçao and Sint Maarten marks a significant shift in the financial landscape of these island nations. Set to officially launch on March 31, 2025,... Finance
STREAMLINING YOUR BUSINESS OPERATIONS WITH TAILORED ADMINISTRATIVE SUPPORT Running a business comes with countless responsibilities, many of which fall into administrative tasks. While these tasks are essential for keeping things organized and on track, they can also be time... Administration Entrepreneurship
COMPANY CLASSIFICATION IN FOREIGN EXCHANGE CONTEXT: LOCAL VS. OFFSHORE Determining whether a company is classified as local or international (offshore) is a common challenge for many business owners in Curaçao and Sint Maarten. This distinction can often be confusing due... Compliance Finance
REFLECTING ON THE JOURNEY SO FAR: LESSONS LEARNED I am grateful to all the supporters of ARIDAN who have backed this sole-ownership venture and given it a chance. Surprisingly, many who have walked the talk come from other industries and some don’t e... Entrepreneurship
FOREIGN EXCHANGE LICENSE VS. FOREIGN EXCHANGE EXEMPTION – WHAT’S THE DIFFERENCE? “Foreign exchange license” and “foreign exchange exemption” are distinct regulatory concepts related to the operation of foreign exchange businesses. Both play a vital role in maintaining a robust and... Compliance Finance
UNDERSTANDING THE LANDSCAPE OF CURAÇAO’S FOREIGN EXCHANGE POLICIES Foreign exchange regulation in Curaçao is governed by a series of intricate legal frameworks designed to maintain economic stability and foster growth. The regulations established by the Centrale Bank... Compliance Finance
DEVELOPING A BOND MARKET IN CURAÇAO: WHY HAS IT BEEN SO DIFFICULT? Curaçao has a rich cultural heritage and a strategic location . However, despite its potential, developing a vibrant bond market has been challenging. This article explores the factors contributing to... Finance
THE ROLE OF OPEN-SOURCE ERP IN DIGITAL TRANSFORMATION In the rapidly evolving landscape of business technology, digital transformation is no longer a luxury but a necessity. Companies across various industries are harnessing the power of digital tools to... Business Operations
FULLY INTEGRATED PLATFORMS WITH OPEN-SOURCE APPLICATIONS FOR SMALL BUSINESS PROCESS OPTIMIZATION: A POWERFUL SOLUTION When it comes to small business process optimization, the significance of fully integrated platforms cannot be overstated. These platforms offer a comprehensive solution that consolidates various busi... Business Operations